May 14, 2026 Comments Closed

Growth Volatility: The Hidden Structural Risk

Posted by:CLIFTON WARREN

In this episode of the Top Producer Podcast, I explore the hidden issue of growth volatility and why inconsistent business growth is rarely just a market problem. I explain how many firms mistakenly blame external conditions—such as competition, softer markets, or hesitant clients—when the real issue is structural. Unpredictable revenue, uneven pipelines, and inconsistent performance…

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May 7, 2026 Comments Closed

The Myth of the Rainmaker

Posted by:CLIFTON WARREN

In this episode of the Top Producer Podcast, I challenge the traditional idea of the “rainmaker” as the driving force behind business growth. I explain how many firms mistake individual performance for a sustainable growth strategy, relying heavily on a small number of high-performing producers or founders to generate revenue. I also explore the risks…

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May 1, 2026 Comments Closed

The Role Has Quietly Changed

Posted by:CLIFTON WARREN

There has been a structural shift in the insurance market. Not sudden. Not dramatic. But steady — and permanent. The role of the broker has changed. For a long time, brokers held a clear advantage. They were the primary source of information. They understood the market, interpreted policy differences, and controlled access to insurers. Clients…

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April 17, 2026 Comments Closed

Why Growth Feels Harder Than It Should

Posted by:CLIFTON WARREN

In this episode of the Top Producer Podcast, I challenge the common belief that slow or inconsistent growth is driven by external market conditions. Many firms mistake activity for progress—busy teams and constant client interaction often mask a lack of structure, leading to unpredictable pipelines and inconsistent results. Listen here  

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April 13, 2026 Comments Closed

The War for Producer Talent — Or a Failure of Growth Architecture?

Posted by:CLIFTON WARREN

  A recent article by Bobby Reagan on producer mobility got me thinking about what’s really happening across the AU/NZ broking market. Yes, competition for top producer talent has intensified. But what’s emerging underneath is more telling: A growing willingness to bypass restrictive covenants to accelerate growth This isn’t just a legal or ethical issue. It’s…

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April 6, 2026 Comments Closed

Growth Isn’t a Market Problem

Posted by:CLIFTON WARREN

There’s a familiar conversation happening across the insurance and financial services market. Most firms are growing — just not by very much. The explanation is usually external. Market conditions. Pricing cycles. Competition. It’s a convenient narrative. And in some cases, partially true. But it doesn’t explain the variation. Because if growth were primarily a function…

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March 26, 2026 Comments Closed

When Value Is Vague, Price Takes Over

Posted by:CLIFTON WARREN

When price becomes the focus, it’s usually a signal that value hasn’t been clearly communicated. Client pushback on price is a clarity problem, not a client problem. In my latest podcast I outline how professionals can shift conversations toward outcomes, risk, and strategic importance. Listen here: https://lnkd.in/e8TM6Vf4  

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March 10, 2026 Comments Closed

Growth Isn’t Failing: Your Architecture Is

Posted by:CLIFTON WARREN

Across the insurance and financial services sector, growth investment has increased. More sales days. More producer targets. More acquisition activity. More marketing spend. Yet performance remains uneven: Volatile new business. Inconsistent producer capability. Retention leakage inside key accounts. Revenue spikes followed by plateaus. This is not a market cycle. It is a structural outcome. Effort…

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January 23, 2026 Comments Closed

Trail books aren’t protected by the market — they’re protected by the continuation process

Posted by:CLIFTON WARREN

  After reading a recent Mortgage Professional Australia article on rising trail book valuations, one thing stood out. There’s a lot of focus on premium multiples and buyer competition. All valid. But trail books rarely lose value because markets turn — they lose value because relationships aren’t actively managed. Valuations don’t collapse overnight They erode….

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January 4, 2026 Comments Closed

How Top Professionals Allocate Their Time

Posted by:CLIFTON WARREN

Top performers don’t work longer hours — they work in the right activities. Research and experience consistently show that high performers spend around 70% of their available time focused on the Four Money-Making Activities: The Four Money-Making Activities (The Growth Zone) 1. Winning New Business Prospecting, first meetings, qualification, proposals. 2. Developing Existing Clients Rounding…

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